Last Updated: 29/12/2025

Please read these Terms and Conditions (“Terms”) carefully before using the Osman Tax website and services. By accessing this website or engaging our services, you agree to be bound by these Terms. If you do not agree with these Terms, you should not use this website or our services.

“Osman Tax,” “we,” “us,” and “our” refer to Osman Tax and its representatives. “You” refers to the website visitor, client, or user of our services.

1. Nature of Services

Osman Tax is a virtual tax firm providing tax preparation, tax planning, bookkeeping, and advisory services to individuals and businesses in the United States. Services are delivered online through secure communication methods and client portal access.

Using this website does not create a client relationship. A client relationship is formed only after:

• acceptance by Osman Tax, and

• completion of a signed engagement agreement, and

• receipt of required information and documents

2. No Legal or Investment Advice

The information on this website is for general informational purposes only. It should not be considered legal, investment, or financial advice. Tax laws change frequently, and individual circumstances vary, so you should not rely solely on website content to make decisions.

For advice specific to your situation, you must formally engage our services.

3. Client Responsibilities

You agree that:

• all information and documents you provide are complete and accurate

• you will review tax returns before filing

• you are responsible for maintaining records required by taxing authorities

• you will notify us promptly of any changes or additional information

Failure to provide accurate or timely information may affect results and filing deadlines.

4. Fees and Payments

Service fees will be communicated before work begins. You agree to pay fees according to your engagement letter or pricing schedule. Certain services may require deposits or prepayment.

Invoices not paid when due may result in:

• suspension of service

• delay in filing returns

• additional late or reinstatement fees

Government penalties and interest for late filings or payments are your responsibility unless the delay is solely due to our error.

5. Refund Policy

Because tax preparation and advisory services involve professional time and expertise, fees paid are generally non-refundable once work has begun. Refunds may be considered only in limited circumstances at our discretion.

6. Use of Secure Client Portal

We may provide access to a secure online portal. You agree to:

• keep your login credentials confidential

• notify us immediately of any unauthorized access

• use the portal only for lawful purposes

We are not responsible for damages arising from unauthorized access caused by your actions or failure to protect credentials.

7. Confidentiality and Privacy

We respect your privacy and protect your information in accordance with our Privacy Policy. By using our services, you agree to the collection and use of information as described there.

8. Accuracy of Website Content

While we strive to keep website information accurate and current, we do not guarantee:

• completeness

• timeliness

• accuracy

• error-free content

We may update or change content at any time without notice.

9. Limitation of Liability

To the fullest extent permitted by law, Osman Tax and its representatives are not liable for:

• indirect, incidental, or consequential damages

• lost profits or business interruptions

• damages resulting from use or inability to use the website or portal

Our total liability for any claim related to services will not exceed the amount you paid for those specific services.

10. Indemnification

You agree to indemnify and hold harmless Osman Tax from any claims, losses, damages, or expenses arising out of:

• your misuse of our website or services

• your violation of these Terms

• inaccurate or incomplete information provided by you

11. Third-Party Links and Tools

Our website may contain links to third-party websites or software systems such as payment processors or portals. We are not responsible for their content, security practices, or policies, and use is at your own risk.

12. Intellectual Property

All website content including text, graphics, logos, and images is the property of Osman Tax or its licensors and is protected by intellectual property laws. You may not copy, reproduce, or distribute content without prior written permission.

13. Governing Law

These Terms are governed by the laws of the State of Arizona, without regard to conflict-of-law principles. Any disputes will be handled in the appropriate courts within Arizona unless otherwise required by law.

14. Changes to These Terms

We may update these Terms at any time. The “Last Updated” date reflects the most recent revision. Your continued use of the website or services after changes means you accept the updated Terms.

15. Contact Information

If you have any questions about these Terms & Conditions, please contact:

Osman Tax
Email: iosman@osmantax.com
Phone: 520-370-9565 / 612-730-2466
Website: osmantax.com